You could also take advantage of the 0% intro APR offered by the Capital One Quicksilver Cash Rewards Credit Card. You only have to pay one annual fee of $95, so the initial cash outlay is pretty minimal. You could get both cards and use the Venture primarily for travel and the Quicksilver for the cash back rewards. Instead of a signup bonus, Chase is offering an additional 1.5% cash back on all purchases, up to $20,000. If you want to maximize your cash back rewards, the Chase Freedom Unlimited® offers 5% cash back on travel purchased through Chase Ultimate Rewards, 3% at drugstores and restaurants, and 1.5% cash back on everything else. You also get a signup bonus which should be easy to attain. The Capital One Quicksilver Cash Rewards Credit Card is a great choice for people who want a simple cash back structure and are interested in an introductory 0% APR, all for no annual fee. Who the Capital One Quicksilver Cash Rewards Credit Card is Best For The annual fee is higher, but the travel credit and the anniversary bonus make up for it. You get more travel perks as well, including unlimited airport lounge access. You get more travel rewards, such as a $300 travel credit and an anniversary bonus. However, if you travel a lot, you might be happier with the Capital One Venture X Rewards Credit Card. It offers a good welcome bonus, and in addition to the rewards, you also get a few travel perks, such as auto collision damage waiver and travel accident insurance. Who the Capital One Venture Rewards Credit Card is Best ForĬapital One Venture Rewards Credit Card is a great card for people who like to travel but don't do it that often. Neither card has a foreign transaction fee. Your rate will be 20.99% - 28.99%, depending on creditworthiness.Ĭapital One Venture Rewards Credit Card has an annual fee of $95, whereas the Capital One Quicksilver Cash Rewards Credit Card does not have an annual fee. After that, your rate will be 19.99% - 29.99%, variable depending on creditworthiness.Ĭapital One Venture Rewards Credit Card does not have an introductory offer at this time. Here are the rewards for each card: Capital One Venture Rewards Credit CardĮarn 5% cash back on car rentals booked through Capital One Travel Rates and FeesĬapital One Quicksilver Cash Rewards Credit Card offers 0% intro APR on purchases and balance transfers for the first 15 months the card is open. 2X is essentially 2% cash back, BUT the Venture has an annual fee, which we'll get to in a minute. With Capital One Venture Rewards Credit Card you earn 2X miles per purchase and with Capital One Quicksilver Cash Rewards Credit Card you earn cash back. Rewards wise, these cards are very similar. You also get six months of Uber One membership statement credits through 11/14/24. You also get 5% cash back on hotels and rental cars booked through Capital One. You also get a $100 credit for Global Entry or TSA PreCheck and two complimentary visits to Capital One lounges.Ĭapital One Quicksilver Cash Rewards Credit Card makes things even easier: you'll earn 1.5% cash back on every purchase, every day. This is a simple rewards structure that will appeal to people who enjoy traveling and don't want to fuss with categories. With Capital One Venture Rewards Credit Card, you earn 5X miles on hotels and rental cars booked through Capital One, and 2X miles on all other purchases.
However, the Capital One Venture Rewards Credit Card bonus is worth up to $750, but you also have to spend more to get it. One card isn't really better than the other it depends on your spending habits. If you transfer these points to any of Capital One's 15+ partners, they can be worth more than if you just redeem them as a statement credit.Ĭapital One Quicksilver Cash Rewards Credit Card: One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening This is a modest signup bonus, but the spend is easily achievable for most people. Blue Cash EverydayĬapital One Venture Rewards Credit Card: Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. Best Business Credit Card Signup Bonuses.
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